If you are exploring braces or Invisalign for your family in Greensboro, one of the first questions is almost always about cost and coverage. The encouraging news is that many patients pay far less out of pocket than they expect once dental insurance, NC Medicaid, tax-advantaged spending accounts, and in-office financing are all factored in. Here is a clear look at how orthodontic coverage actually works in Greensboro, NC.
Does dental insurance cover braces?
Many dental plans include a separate orthodontic benefit. When they do, three numbers matter most:
- Lifetime orthodontic maximum. Unlike regular dental benefits that reset every year, orthodontic coverage is usually a one-time lifetime amount, commonly between $1,000 and $3,000 per person.
- Coinsurance percentage. Plans often pay around 50% of treatment up to that lifetime maximum.
- Age limits. Some plans only cover dependents under 19, while others include adults. Always confirm whether adult orthodontics is included.
Because every policy is different, our team is happy to review your benefits with you. You can also learn more on our Greensboro orthodontic office page or read our overview of the cost of orthodontic care in Greensboro.
Does NC Medicaid cover braces in Greensboro?
North Carolina Medicaid can cover orthodontic treatment for children when it is considered medically necessary rather than purely cosmetic. Medically necessary cases involve a significant, or handicapping, malocclusion that affects function and oral health. Qualification is typically determined through an orthodontic evaluation and a standardized scoring system, and prior approval is required before treatment begins.
If you think your child may qualify, the first step is a professional evaluation. Cosmetic-only concerns and most adult cases are generally not covered by Medicaid, but financing options below can still make treatment attainable.
Other ways to make braces affordable
- FSA and HSA funds. Orthodontic treatment is an eligible expense, so you can use pre-tax dollars to lower your real cost.
- In-house payment plans. We offer flexible monthly payment options with low or no down payment so treatment fits your budget. Try our payment calculator to estimate monthly amounts.
- Free consultation. We provide a complimentary first visit, including a treatment recommendation and a clear cost breakdown, with no obligation.
Frequently asked questions
How much do braces cost in Greensboro without insurance?
Comprehensive braces and Invisalign typically fall within a range that depends on case complexity and treatment length. The most accurate way to learn your cost is a free consultation where we examine your smile and outline a personalized plan and payment options.
Does insurance cover Invisalign the same as braces?
In most cases yes. If your plan includes an orthodontic benefit, it generally applies to Invisalign and traditional braces equally, up to the same lifetime maximum.
Does Davis & Goldberg Orthodontics offer payment plans?
Yes. We offer interest-friendly, in-house monthly payment plans and accept FSA/HSA funds, and we will file your insurance for you.
Ready to find out what your family qualifies for? Request a free consultation with our Greensboro orthodontists and we will walk you through your insurance, Medicaid eligibility, and affordable financing in one simple visit.